Terms of Service
1. Who we are
Trust Point Loans ("we," "us," "our") publishes editorial guides about personal loans, credit, and consumer finance, and connects readers with lender partners. We are not a lender, broker, or financial advisor.
2. Eligibility
You may use this website if you are at least 18 years old and a US resident. Some lenders, products, and rates featured on this site are not available in every state.
3. Editorial content is informational
The content on Trust Point Loans is provided for general information only. It is not financial, tax, or legal advice. Rates, terms, fees, and eligibility are set by individual lenders and are not guaranteed by Trust Point Loans. Always read the disclosures and loan agreement provided by the lender before you apply.
4. Third-party lenders and links
We link to lender partners and to third-party sources. We do not control those websites and are not responsible for their content, products, terms, or privacy practices. Once you leave Trust Point Loans, the destination site's terms and privacy policy apply.
5. Acceptable use
You agree not to use the site to: (a) violate any applicable law; (b) interfere with the site's normal operation; (c) attempt to gain unauthorized access to systems or data; or (d) scrape or republish content without written permission.
6. Intellectual property
All editorial content, design, and code on this site are the property of Trust Point Loans or our licensors and are protected by US and international copyright laws. You may share short excerpts with attribution and a link back to the original page.
7. Disclaimer of warranties
The site is provided on an "as is" and "as available" basis. We do not warrant that the site will be uninterrupted, error-free, or that the information is current at every moment. We update articles as products and rates change, but consumer credit moves quickly.
8. Limitation of liability
To the maximum extent permitted by law, Trust Point Loans is not liable for indirect, incidental, special, or consequential damages arising from your use of the site or any decision made based on its content.
9. Changes to these terms
We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the updated terms.
10. Contact
Questions about these terms? Reach us through the contact page.