Sara Lin

About Sara

Sara Lin is the personal-finance editor at Trust Point Loans. A first-generation college graduate from a small town in Ohio, she maxed out two credit cards in her early twenties before she fully understood what an APR was, then spent the next several years digging out and earning her CFP certification along the way.

She writes for the person who feels behind, overwhelmed, or like personal finance was a class nobody ever offered. Her work breaks complex concepts into small, logical steps and uses everyday scenarios to make abstract financial ideas click.

Megan meets readers exactly where they are without talking down to them. There are no "basic" questions in her world, only questions nobody bothered to answer yet. Readers finish her articles feeling capable, not lectured.

What Sara covers

Personal loan basics, credit score fundamentals, building credit from scratch, what to expect when you apply for funding, first-time borrowers, and financial wellness for people earlier in their financial life.

Sara's editorial standards

Every article on Trust Point Loans is written under the same editorial standards: independent picks, real data with citations, named trade-offs, and quarterly review. Read the full about page for how we evaluate lenders.